Watsons Philippines – BDO Installment FAQs
1. What is Buy Now Pay Later (BNPL) at Watsons Online?
Watsons Philippines offers a 3-month installment plan at 0% interest through BDO Credit Cards. This allows customers to split their payments into three equal monthly installments with no additional fees, making shopping more convenient and budget-friendly.
2. Who can avail of the BNPL offer?
Only BDO Credit Cardholders (Principal or Supplementary) with active cards under Mastercard, Visa, JCB, American Express, Diners Club, or UnionPay are eligible. Corporate, Distribution, and Purchasing Cards are excluded.
3. What is the minimum purchase requirement?
To avail of the 3-month installment BNPL offer online, the minimum single-receipt purchase must be ₱4,000.
4. When is the first installment billed?
The first installment is charged immediately upon checkout and will appear on your next billing statement. The remaining two installments will follow monthly.
5. Can I avail of this offer when I purchase from Watsons’ physical stores?
For Watsons physical stores nationwide, our BNPL terms are as follows:
• 3-month installment plan at 0% interest, single-receipt purchase must be ₱5,000
• 3-month installment plan, regular rate with interest, single-receipt purchase must be ₱5,000
• 6-month installment plan, regular rate with interest, single-receipt purchase must be ₱5,000
6. Can I pay off the remaining balance early?
For concerns regarding early settlement of your remaining balance, including any applicable fees or conditions, please reach out directly to BDO Customer Support.
7. Will this affect my credit limit?
Yes. The full purchase amount will be deducted from your available credit limit upon transaction approval.
8. What happens if I miss a payment?
Failure to pay the monthly installment in full may result in interest charges and penalties as per BDO’s credit card terms.
9. Can I combine BNPL with other promos or discounts?
Yes, BNPL can be availed alongside Watsons in-store or online promotions, provided the final amount meets the ₱4,000 minimum requirement.
10. What do I do if I want to cancel my order?
For cancellations, kindly refer to this link: Cancellation Policy | Watsons Philippines
11. What do I do if I want to return or refund my order?
For returns and refunds, kindly refer to this link: Return & Refund | Watsons Philippines
For more details with BDO installment plans, please refer to their respective Terms and Conditions below before proceeding with your purchase: Deals | BDO Unibank, Inc.
Watsons Philippines – BDO Installment Terms & Conditions
1. Eligibility
Open to all active Principal and Supplementary BDO Credit Cardholders (Mastercard, Visa, JCB, American Express, Diners Club, and UnionPay). Corporate, Distribution, and Purchasing Cards are not eligible.
2. Offer Details
The first installment is charged upon checkout and will appear on the next billing statement.
For Watsons online:
• 3-month installment plan at 0% interest, single-receipt purchase must be ₱4,000
For Watsons stores nationwide:
• 3-month installment plan at 0% interest, single-receipt purchase must be ₱5,000
• 3-month installment plan, regular rate with interest, single-receipt purchase must be ₱5,000
• 6-month installment plan, regular rate with interest, single-receipt purchase must be ₱5,000
The first installment is charged upon checkout and will appear on the next billing statement.
3. Availability
Installment offers are available in Watsons online and Watsons stores nationwide.
4. Credit Limit Usage
The full transaction amount will be deducted from the cardholder’s available credit limit at the time of purchase.
5. Early Settlement
For concerns regarding early settlement of your remaining balance, including any applicable fees or conditions, please reach out directly to BDO Customer Support.
6. Payment Responsibility
Cardholders must pay the monthly installment in full and on time to maintain the 0% interest benefit. Late or partial payments may incur interest charges and penalties as per BDO’s standard credit card terms.
7. Promo Combinations
BNPL may be combined with other Watsons promotions, provided the final amount meets the ₱4,000 minimum requirement.
8. Changes and Termination
Watsons and BDO reserve the right to modify or terminate the BNPL offer at any time without prior notice, subject to applicable laws and regulations.
For more details with BDO installment plans, please refer to their respective Terms and Conditions below before proceeding with your purchase: Deals | BDO Unibank, Inc.